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You need commercial insurance to cover acts of God and general liability, such as irregularities. One patient, for example, might sue physician practices, if a nurse accidentally gave him the wrong medication. If you have a business in a flood zone, flood could destroy your business property and allow competition to enter your market, and you rebuild their homes.
States often require certain types of business insurance. If your employees, you must purchase workers' compensation range through national or commercial suppliers, according to the SBA. Six countries require businesses to carry out disability insurance, but the company provides not require insurance usually provide it as a benefit.
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