Health Insurance for Seasonal Workers

As always, let me give up, we are not a health insurance agent or expert. I just share what I have learned, and we recommend that you consult a professional. There is no doubt, I recommend taking the time to really educate their medical insurance program, if you are buying your policy independence.

As before we have heard of the bridge policy – which might designed as a covered loss, for whatever reason, the next opportunity to recruit the gap between the "Obamacare." Looking to the future, I will use ACA official abbreviation of the Affordable Care Act. These policies are non -ACA standards. This means that they have ruled out pre-existing conditions. This also means that they are basically substantially less expensive.

Here is the kicker, what I do not know. You can buy insurance policies continued method Bridge. As long as you have not pre-conditions exist, would you exclude, such as heart disease, cancer and so on, you are allowed to purchase only, rather than ACA standards people, these types of policies. There are a few "gotchas," I want you to know that talk to an independent health insurance agent

In the "Navigator", which is part of the process ACA, guidance cannot talk to you or really give you about the general health insurance. They can only talk about their differences ACA standards policies. Ask your insurance agent if the bridge would be a policy choice. Timing matters when bridge policy is a specific period of time, up to 12 months. If you develop an exclusive condition, and the cover, you will not get another bridge when the policy ends. You can only register ACA enrollment in public (unless you have one like exemption of losing their jobs). Therefore, it may be wise in an open enrollment period end date of your policy. Ask your insurance agent.

There is a penalty, if there is a tax penalties select this option. Talk to your accountant. For my family, the punishment, the combined cost of the bridge over an ACA policy remains in line with the premium policy is much less. Undoubtedly, the key is to use these policies to their own health. If you already have exclusive conditions, it is likely they will not work for you. However, the policy may be required if you can stay healthy, and the bridge may be an economical condition.